{"id":2231,"date":"2024-03-15T17:51:57","date_gmt":"2024-03-15T20:51:57","guid":{"rendered":"https:\/\/marcelcolares.adv.br\/?p=2231"},"modified":"2024-08-01T14:20:37","modified_gmt":"2024-08-01T17:20:37","slug":"descontos-ao-antecipar-o-pagamento-de-dividas-mito-ou-realidade","status":"publish","type":"post","link":"https:\/\/marcelcolares.adv.br\/?p=2231","title":{"rendered":"Descontos ao Antecipar O Pagamento De D\u00edvidas: Mito ou Realidade?"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-medium wp-image-2232\" src=\"https:\/\/marcelcolares.adv.br\/wp-content\/uploads\/2024\/07\/8-2-1-300x300.jpg\" alt=\"\" width=\"300\" height=\"300\" srcset=\"https:\/\/marcelcolares.adv.br\/wp-content\/uploads\/2024\/07\/8-2-1-300x300.jpg 300w, https:\/\/marcelcolares.adv.br\/wp-content\/uploads\/2024\/07\/8-2-1-1024x1024.jpg 1024w, https:\/\/marcelcolares.adv.br\/wp-content\/uploads\/2024\/07\/8-2-1-150x150.jpg 150w, https:\/\/marcelcolares.adv.br\/wp-content\/uploads\/2024\/07\/8-2-1-768x768.jpg 768w, https:\/\/marcelcolares.adv.br\/wp-content\/uploads\/2024\/07\/8-2-1.jpg 1080w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>Sim, ao antecipar o pagamento de uma d\u00edvida, voc\u00ea pode ter direito a um desconto.<\/p>\n<p>Vamos entender!<\/p>\n<p>Quando voc\u00ea decide quitar um d\u00e9bito antes da data de vencimento, \u00e9 poss\u00edvel negociar uma redu\u00e7\u00e3o nos juros e encargos, conforme o C\u00f3digo de Defesa do Consumidor.<\/p>\n<p>Para garantir seu desconto, listamos algumas dicas:<\/p>\n<p>1 &#8211; Negocie com o Credor:<\/p>\n<p>Antes de fazer o pagamento, converse com seu credor sobre essa possibilidade.<\/p>\n<p>2 &#8211; Verifique o Contrato:<\/p>\n<p>Alguns contratos j\u00e1 preveem descontos para pagamentos antecipados.<\/p>\n<p>3 &#8211; Solicite um C\u00e1lculo Detalhado:<\/p>\n<p>Pe\u00e7a uma simula\u00e7\u00e3o de quita\u00e7\u00e3o antecipada, incluindo a redu\u00e7\u00e3o dos juros.<\/p>\n<p>Se ficou com alguma d\u00favida, contate-nos para orienta\u00e7\u00e3o jur\u00eddica especializada!<\/p>\n<p><a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/direitodoconsumidor\/\">#direitodoconsumidor<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/quita%C3%A7%C3%A3oded%C3%ADvida\/\">#quita\u00e7\u00e3oded\u00edvida<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/descontoemd%C3%ADvida\/\">#descontoemd\u00edvida<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/orienta%C3%A7%C3%A3ojur%C3%ADdica\/\">#orienta\u00e7\u00e3ojur\u00eddica<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/cdc\/\">#CDC<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/advocaciaespecializada\/\">#advocaciaespecializada<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sim, ao antecipar o pagamento de uma d\u00edvida, voc\u00ea pode ter direito a um desconto. Vamos entender! Quando voc\u00ea decide quitar um d\u00e9bito antes da data de vencimento, \u00e9 poss\u00edvel negociar uma redu\u00e7\u00e3o nos juros e encargos, conforme o C\u00f3digo de Defesa do Consumidor. Para garantir seu desconto, listamos algumas dicas: 1 &#8211; Negocie com o Credor: Antes de fazer o pagamento, converse com seu credor sobre essa possibilidade. 2 &#8211; Verifique o Contrato: Alguns contratos j\u00e1 preveem descontos para pagamentos antecipados. 3 &#8211; Solicite um C\u00e1lculo Detalhado: Pe\u00e7a uma simula\u00e7\u00e3o de quita\u00e7\u00e3o antecipada, incluindo a redu\u00e7\u00e3o dos juros. Se ficou com alguma d\u00favida, contate-nos para orienta\u00e7\u00e3o jur\u00eddica especializada! #direitodoconsumidor\u00a0#quita\u00e7\u00e3oded\u00edvida\u00a0#descontoemd\u00edvida\u00a0#orienta\u00e7\u00e3ojur\u00eddica\u00a0#CDC\u00a0#advocaciaespecializada<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2231","post","type-post","status-publish","format-standard","hentry","category-sem-categoria"],"_links":{"self":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts\/2231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2231"}],"version-history":[{"count":1,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts\/2231\/revisions"}],"predecessor-version":[{"id":2233,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts\/2231\/revisions\/2233"}],"wp:attachment":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}