{"id":3164,"date":"2024-09-23T18:02:13","date_gmt":"2024-09-23T21:02:13","guid":{"rendered":"https:\/\/marcelcolares.adv.br\/?p=3164"},"modified":"2024-09-30T18:09:04","modified_gmt":"2024-09-30T21:09:04","slug":"stj-decide-e-dever-do-banco-prevenir-fraudes","status":"publish","type":"post","link":"https:\/\/marcelcolares.adv.br\/?p=3164","title":{"rendered":"STJ DECIDE: \u00c9 DEVER DO BANCO PREVENIR FRAUDES?"},"content":{"rendered":"<p>O Supremo Tribunal de Justi\u00e7a (STJ) entendeu o seguinte:<\/p>\n<p>Como os bancos facilitam a contrata\u00e7\u00e3o de servi\u00e7os, devem desenvolver mecanismos de seguran\u00e7a para identificar e evitar movimenta\u00e7\u00f5es que n\u00e3o condizem com o perfil do consumidor.<\/p>\n<p>Dessa forma, a detec\u00e7\u00e3o de tentativas de fraude pode ocorrer ao analisar, por exemplo:<\/p>\n<p>\u25cf Limites para transa\u00e7\u00f5es com cart\u00e3o de cr\u00e9dito;<\/p>\n<p>\u25cf Valores de compras realizadas;<\/p>\n<p>\u25cf Frequ\u00eancia de utiliza\u00e7\u00e3o do limite disponibilizado.<\/p>\n<p>E aten\u00e7\u00e3o!<\/p>\n<p>O STJ tamb\u00e9m ressaltou a responsabilidade dos consumidores em seguir as instru\u00e7\u00f5es de golpistas.<\/p>\n<p>Portanto, certifique-se de estar em contato com atendentes reais do banco antes de tomar qualquer atitude.<\/p>\n<p>Foi v\u00edtima de uma fraude banc\u00e1ria?<\/p>\n<p>Busque aux\u00edlio de advogados especializados!<\/p>\n<p><a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/direitodoconsumidor\/\">#direitodoconsumidor<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/fraudebanc%C3%A1ria\/\">#fraudebanc\u00e1ria<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/golpe\/\">#golpe<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/transa%C3%A7%C3%B5esbanc%C3%A1rias\/\">#transa\u00e7\u00f5esbanc\u00e1rias<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/stj\/\">#STJ<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/banco\/\">#banco<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/deverdepreven%C3%A7%C3%A3o\/\">#deverdepreven\u00e7\u00e3o<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/advocaciaespecializada\/\">#advocaciaespecializada<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>O Supremo Tribunal de Justi\u00e7a (STJ) entendeu o seguinte: Como os bancos facilitam a contrata\u00e7\u00e3o de servi\u00e7os, devem desenvolver mecanismos de seguran\u00e7a para identificar e evitar movimenta\u00e7\u00f5es que n\u00e3o condizem com o perfil do consumidor. Dessa forma, a detec\u00e7\u00e3o de tentativas de fraude pode ocorrer ao analisar, por exemplo: \u25cf Limites para transa\u00e7\u00f5es com cart\u00e3o de cr\u00e9dito; \u25cf Valores de compras realizadas; \u25cf Frequ\u00eancia de utiliza\u00e7\u00e3o do limite disponibilizado. E aten\u00e7\u00e3o! O STJ tamb\u00e9m ressaltou a responsabilidade dos consumidores em seguir as instru\u00e7\u00f5es de golpistas. Portanto, certifique-se de estar em contato com atendentes reais do banco antes de tomar qualquer atitude. Foi v\u00edtima de uma fraude banc\u00e1ria? Busque aux\u00edlio de advogados especializados! #direitodoconsumidor\u00a0#fraudebanc\u00e1ria\u00a0#golpe\u00a0#transa\u00e7\u00f5esbanc\u00e1rias\u00a0#STJ\u00a0#banco\u00a0#deverdepreven\u00e7\u00e3o\u00a0#advocaciaespecializada<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3164","post","type-post","status-publish","format-standard","hentry","category-sem-categoria"],"_links":{"self":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts\/3164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3164"}],"version-history":[{"count":1,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts\/3164\/revisions"}],"predecessor-version":[{"id":3165,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts\/3164\/revisions\/3165"}],"wp:attachment":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}