{"id":3441,"date":"2024-04-25T13:54:49","date_gmt":"2024-04-25T16:54:49","guid":{"rendered":"https:\/\/marcelcolares.adv.br\/?p=3441"},"modified":"2024-10-03T13:56:12","modified_gmt":"2024-10-03T16:56:12","slug":"os-bancos-podem-criar-tarifas-e-aumentar-o-seu-valor-a-qualquer-tempo","status":"publish","type":"post","link":"https:\/\/marcelcolares.adv.br\/?p=3441","title":{"rendered":"OS BANCOS PODEM CRIAR TARIFAS E AUMENTAR O SEU VALOR A QUALQUER TEMPO?"},"content":{"rendered":"<p>As tarifas banc\u00e1rias s\u00e3o cobran\u00e7as feitas pelas institui\u00e7\u00f5es financeiras pelos servi\u00e7os que oferecem.<\/p>\n<p>Assim, ao contratar um pacote de servi\u00e7os al\u00e9m dos essenciais, voc\u00ea pode ter que pagar tarifas adicionais, desde que o banco siga com as seguintes regras:<\/p>\n<p>1 \u2013 Aumento de tarifas j\u00e1 existentes:<\/p>\n<p>-&gt; Cart\u00e3o de cr\u00e9dito: aumento permitido com aviso de 45 dias de anteced\u00eancia.<\/p>\n<p>-&gt; Outros servi\u00e7os: aumento permitido com aviso de 30 dias de anteced\u00eancia.<\/p>\n<p>2 \u2013 Cria\u00e7\u00e3o de novas tarifas:<\/p>\n<p>-&gt; Poss\u00edvel desde que a tarifa esteja prevista na regulamenta\u00e7\u00e3o, no contrato ou tenha autoriza\u00e7\u00e3o pr\u00e9via do cliente.<\/p>\n<p>-&gt; Deve seguir as regras da Resolu\u00e7\u00e3o CMN 3.919\/2010.<\/p>\n<p>Quer saber mais sobre direito banc\u00e1rio?<\/p>\n<p>Siga nosso perfil aqui no Instagram!<\/p>\n<p><a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/direitobanc%C3%A1rio\/\">#direitobanc\u00e1rio<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/tarifasbanc%C3%A1rias\/\">#tarifasbanc\u00e1rias<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/direitosdoconsumidor\/\">#direitosdoconsumidor<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/aumentotarifa\/\">#aumentotarifa<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/taxabanc%C3%A1ria\/\">#taxabanc\u00e1ria<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/procon\/\">#PROCON<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/justi%C3%A7a\/\">#justi\u00e7a<\/a>\u00a0<a class=\"x1i10hfl xjbqb8w x1ejq31n xd10rxx x1sy0etr x17r0tee x972fbf xcfux6l x1qhh985 xm0m39n x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz  _aa9_ _a6hd\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.instagram.com\/explore\/tags\/bancos\/\">#bancos<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As tarifas banc\u00e1rias s\u00e3o cobran\u00e7as feitas pelas institui\u00e7\u00f5es financeiras pelos servi\u00e7os que oferecem. Assim, ao contratar um pacote de servi\u00e7os al\u00e9m dos essenciais, voc\u00ea pode ter que pagar tarifas adicionais, desde que o banco siga com as seguintes regras: 1 \u2013 Aumento de tarifas j\u00e1 existentes: -&gt; Cart\u00e3o de cr\u00e9dito: aumento permitido com aviso de 45 dias de anteced\u00eancia. -&gt; Outros servi\u00e7os: aumento permitido com aviso de 30 dias de anteced\u00eancia. 2 \u2013 Cria\u00e7\u00e3o de novas tarifas: -&gt; Poss\u00edvel desde que a tarifa esteja prevista na regulamenta\u00e7\u00e3o, no contrato ou tenha autoriza\u00e7\u00e3o pr\u00e9via do cliente. -&gt; Deve seguir as regras da Resolu\u00e7\u00e3o CMN 3.919\/2010. Quer saber mais sobre direito banc\u00e1rio? Siga nosso perfil aqui no Instagram! #direitobanc\u00e1rio\u00a0#tarifasbanc\u00e1rias\u00a0#direitosdoconsumidor\u00a0#aumentotarifa\u00a0#taxabanc\u00e1ria\u00a0#PROCON\u00a0#justi\u00e7a\u00a0#bancos<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3441","post","type-post","status-publish","format-standard","hentry","category-sem-categoria"],"_links":{"self":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts\/3441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3441"}],"version-history":[{"count":1,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts\/3441\/revisions"}],"predecessor-version":[{"id":3442,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=\/wp\/v2\/posts\/3441\/revisions\/3442"}],"wp:attachment":[{"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marcelcolares.adv.br\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}